Last updated 2026-09-02
These terms apply when you use Chorus. They are short because the service is narrow: we publish what public SEC filings say, and a paid layer that compares each filing to that filer's own history.
Chorus reports the contents of public filings. It is not investment advice, it does not recommend any security, and no figure here is a forecast. We do not know your circumstances and nothing is tailored to them. Every subscriber on a tier sees the same data; the filters you choose control which rows reach you, not what the data says.
Decisions you make with this information are yours.
An account needs an email address and nothing else. You are responsible for the address you sign in with and for anything done through your account or your API keys. Tell us at hello@chorusmarket.com if you think someone else has access, and revoke the keys from your API page.
Subscriptions renew until cancelled. Payment is handled by Stripe; we never see your card. You can cancel at any time from your account, which sends you to Stripe's own page, and access continues to the end of the period you have paid for.
We do not bill in arrears and we do not charge to cancel. If a charge is wrong, write to hello@chorusmarket.com and we will refund it.
The free feed is public and you may do as you like with it. The paid layer -- the context on each filing, and the API -- is what a subscription buys, and it is for you:
Reading it, quoting it, and building your own tools on top of it for your own use are all fine.
Filings are written by filers, not by us. They contain errors, get amended, and arrive late. We check what we publish against the SEC's own records and correct what we find, but we do not warrant that the data is complete, accurate, or timely, and the service is provided as is.
Every row links to the filing it came from so you can check any number against the source.
To the extent the law allows, we are not liable for indirect or consequential losses, including trading losses. Our total liability for any claim is limited to what you paid us in the twelve months before it arose.
Nothing here limits liability for fraud, or for anything that cannot be limited by law.
You can delete your account at any time from your account page, and everything attached to it goes with it. We may suspend an account that breaks the fair use terms above, or that we are required to suspend; if we do, we refund the unused part of the period.
Read this section: it affects how a dispute would be resolved.
If something goes wrong, write to hello@chorusmarket.com first. Almost everything is settled that way, and we would rather fix it than argue about it.
If that fails, you and we agree that any dispute will be resolved by binding individual arbitration rather than in court, and that neither of us will bring a class action or take part in one. This applies to both of us equally. Two things are carved out: either of us may bring a claim in small claims court, and either of us may seek an injunction to stop misuse of intellectual property.
You can decline this. Email hello@chorusmarket.com with the subject "arbitration opt-out" within 30 days of first agreeing to these terms, and the rest of the terms still apply without it. Declining costs you nothing and we will not treat you differently for it.
If these terms change in a way that matters, subscribers are told by email before it takes effect, and the date at the top changes. Continuing to use Chorus after that is acceptance. If you would rather not, cancel and we will refund the unused part of the period.
hello@chorusmarket.com. A person reads it.